Turn your home equity into retirement income

A reverse mortgage is a financial product designed for homeowners aged 55 and over. It allows you to convert the equity in your home into cash—without having to sell or move out. Whether as a lump sum, regular payments, or an advance combined with a home equity line of credit, a reverse mortgage gives you the flexibility to enjoy your retirement with greater financial freedom.

What is a reverse mortgage and how does it work?

A reverse mortgage is a type of loan based on the equity in your home. Unlike a traditional mortgage, you don’t make monthly payments. The loan is repaid only when you sell the property, move out, or upon the homeowner’s passing.
You can access your funds in several ways:

  • Lump-sum payment
  • Regular installments
  • Initial advance combined with a home equity line of credit

Why choose a reverse mortgage to unlock your home equity?

A reverse mortgage is an excellent option for homeowners who want access to cash without selling their home:

  • Flexibility: choose between a lump sum, regular payments, or a mix of options
  • Security: you remain the owner of your home as long as you live in it
  • Retirement support: enjoy extra income based on your property’s value
  • Tailored solutions: terms adapted to your financial needs and current market conditions

Advantages: flexible retirement income and lump-sum options

  • Additional income: supplement your retirement benefits with flexible cash flow
  • Adaptability: opt for a lump sum or a customized combination of withdrawals
  • Simplicity: no monthly payments, unlike a traditional mortgage
  • Transparency: only setup and administrative fees apply at the start

Why work with us to secure the best reverse mortgage rates?

Our reverse mortgage experts compare market options and negotiate the best terms. We assess your property’s value, your financial goals, and liquidity needs to recommend the optimal solution. With our expertise, you benefit from competitive interest rates and full support in selecting the right product.