When your mortgage term comes to an end, it’s time to renew your mortgage. Instead of automatically staying with your current lender, this is the perfect moment to shop around, compare mortgage rates, and negotiate new terms with a different lender.
A mortgage renewal means signing a new mortgage agreement at the end of your current term. You can:
In some cases, you may also consider transferring to a new lender if their terms are more advantageous.
Many homeowners automatically accept their bank’s renewal terms. However, comparing options can offer you:
Savings
Negotiating your renewal allows you to explore solutions that are beneficial to your finances.
Flexibility
Adjust your mortgage to fit your new financial needs
Security
Stabilize your payments by choosing a closed mortgage or another suitable option
Guidance
Compare offers with the support of experienced mortgage brokers
Our experts review your mortgage contract and compare offers from different lenders. Whether you stay with your current lender or consider switching, we negotiate to secure the best rates and terms. Our role is to turn your mortgage renewal into an opportunity to improve your long-term financial situation.
