Private Mortgage Loan

A flexible and fast alternative for your mortgage financing

A private mortgage loan is an ideal solution when traditional banks don’t meet your needs. Offered by private lenders, this type of financing allows you to quickly access funds with more flexible mortgage terms. Whether it’s for a purchase, an urgent project, or mortgage refinancing, private loans are a versatile option to obtain mortgage financing tailored to your situation.

What is a private mortgage loan and how do private lenders work?

A private mortgage loan is a type of financing granted by a private lender or a group of independent lenders, rather than a bank. Unlike institutional mortgage lenders, private lenders focus primarily on the value of your property and the mortgage security, rather than relying solely on your credit score.
 A private loan can be used for:

  • Purchasing a house or income property
  • Quick mortgage refinancing to access cash
  • Temporary financing while waiting for a bank loan

Paying urgent debts or carrying out a real estate project

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Why choose a private loan for your mortgage financing?

Opting for a private loan can be advantageous when:

  • Your bank has denied your mortgage application
  • You need fast financing without long approval delays
  • You want mortgage refinancing to access your property’s equity
  • You prefer working with private lenders who offer personalized interest rates and terms

The advantages of a private mortgage loan

  • Accessibility: even with a weaker credit history, you may still qualify
  • Flexibility: mortgage conditions adapted to your needs
  • Security: financing secured against your property through the mortgage lien
  • Speed: approvals are faster than with banks
  • Options: multiple solutions available, including refinancing with a private lender

Why work with us and our private lenders?

We collaborate with several private mortgage lenders to compare offers and find the best solution for your project. Whether you’re looking for mortgage refinancing, temporary financing, or to purchase a new property, our experts help you negotiate the best interest rates and terms from each lender.

Speak to a private mortgage loan advisor