Alternative Mortgage Lenders

Flexible mortgage solutions to fund your project

When traditional banks decline a loan, other options are available. Alternative mortgage lenders provide tailored solutions for unique situations: self-employed individuals, clients with lower credit scores, or those needing fast financing.

What is an alternative mortgage?

An alternative mortgage is a type of home loan offered by a non-traditional lender or private investor. These lenders stand out because they offer:

  • More flexible eligibility criteria than traditional banks
  • Consideration of atypical income (rental income, self-employment, etc.)
  • Access to alternative loans for projects such as private mortgages, construction, or real estate investments
  • Sometimes higher interest rates, but with greater flexibility
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When to choose an alternative mortgage lender

Working with a specialized mortgage broker can be beneficial if you:

  • Do not meet the strict requirements of a traditional bank
  • Need to obtain an alternative loan quickly
  • Require an alternative mortgage for a purchase, refinancing, or debt consolidation
  • Want more flexible terms and repayment conditions

Advantages of alternative mortgage lenders

Accessibility

Finance your project even if a bank refuses

Flexibility

Broader criteria and customized terms

Speed

Faster approval and disbursement

Personalization

Mortgage solutions tailored to your unique needs

Why work with us?

Our experts in alternative mortgages guide you in comparing multiple offers from alternative lenders. Thanks to our network of alternative mortgage lenders and brokers, we find the most advantageous solution for your real estate financing.

Speak to an alternative mortgage advisor