Construction Mortgages

Finance your dream home step by step

Completing a construction project requires tailored financing. Unlike a traditional loan, construction mortgages allow you to fund your new home progressively, with funds disbursed at each stage of the build.

What is a construction mortgage?

A construction mortgage is a type of real estate financing specifically designed to fund the construction of a house or building.

Key features:

  • Funds are released in stages, according to the progress of construction
  • You pay interest only on the amounts used during the construction period
  • The loan can be converted into a traditional mortgage once the house is completed
  • A mortgage broker helps you secure the best terms based on your credit profile
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Why choose a construction mortgage or dedicated construction loan?

Opting for a construction mortgage allows you to:

  • Complete your construction project with peace of mind
  • Adjust your payments according to the progress of the work
  • Benefit from competitive interest rates during the financing period
  • Access flexible mortgage solutions according to your budget
  • Explore different mortgage options based on your needs

Advantages of a construction loan and legal mortgages

  • Flexibility: financing released according to construction stages
  • Control: maintain oversight of your expenses and fund disbursements
  • Accessibility: suitable for new home projects and residential buildings
  • Easy conversion: convert the construction loan into a traditional mortgage
  • Security: protection through legal mortgage provisions or notices of mortgage

Why work with us for your construction mortgage?

Our construction mortgage experts guide you through every step of your project. We collaborate with multiple lenders to offer the best construction financing options so your dream home becomes a reality.

Speak to a construction mortgage advisor