A debt consolidation mortgage allows you to combine all your debts, such as credit cards, lines of credit, and personal loans, into a single financing solution secured by your property. This approach simplifies payment management, reduces your interest rates, and helps you regain control of your financial situation.
By using the equity you have built in your property, you can pay off your high-interest debts through a single, lower-interest mortgage. The new loan covers all your balances, leaving you with only one predictable monthly payment.
For example, if you currently pay several credit cards at around 20% interest, consolidating through a mortgage could reduce that rate to less than 6%. This change can translate into significant monthly savings and better overall financial control.
A mortgage debt consolidation is particularly beneficial if you:
1.
Assessment of your situation
Evaluation of your debts, home equity and overall budget.
2.
Personalized proposal
Selection of the debt consolidation mortgage that best fits your needs.
3.
Financing setup
Repayment of your existing debts and establishment of one single monthly payment.
4.
Follow-up and guidance
Support to help you maintain long-term financial stability.
Our mortgage advisors take a human and strategic approach. Their goal is to find the best solution for your financial objectives, negotiate the most competitive rates on the market and help you achieve long-term financial stability and confidence.
