Mortgage Refinancing

Reduce your payments and optimize your finances with mortgage refinancing

Mortgage refinancing allows you to revise the terms of your existing mortgage. Whether it’s to take advantage of a better interest rate, lower your mortgage payments, or access the equity built up in your home, refinancing helps you optimize your finances and explore new mortgage options.

What is mortgage refinancing and how can you use your home equity?

Mortgage refinancing means replacing your current mortgage with a new one—either with the same lender or with different mortgage lenders. This approach allows you to:

  • Use your home equity to finance projects, renovations, or real estate investments
  • Access a higher maximum amount, depending on your home’s value and your credit profile
  • Consolidate higher-interest debts into a single mortgage loan
  • Compare available offers on the market to improve your mortgage financing conditions
Talk to an advisor

Why choose a refinancing loan and benefit from better mortgage rates?

Mortgage refinancing is an ideal strategy if you want to:

  • Renegotiate your mortgage to secure lower rates
  • Reduce your monthly mortgage costs and payments
  • Free up cash for a down payment, a project, or debt consolidation
  • Explore multiple mortgage options offered by different lenders

The benefits: lower your payments and optimize your finances

  • Savings: Reduce your costs with competitive interest rates
  • Flexibility: Adapt your payments to your budget and goals
  • Consolidation: Simplify your finances by combining debts into one mortgage loan
  • Available capital: Use your equity to fund personal or business projects
  • Optimization: Access tailored terms to maximize your available borrowing capacity

Why work with us to maximize your borrowing capacity and interest rates

Our mortgage refinancing experts help you compare rates offered by our lending partners. We analyze your property’s value, your financial needs, and your goals to create a tailored plan. With our expertise in mortgage financing, we guide you toward the best available options and help you secure the most favorable conditions for your mortgage.

Speak to a refinancing advisor