A reverse mortgage is a financial product designed for homeowners aged 55 and over. It allows you to convert the equity in your home into cash—without having to sell or move out. Whether as a lump sum, regular payments, or an advance combined with a home equity line of credit, a reverse mortgage gives you the flexibility to enjoy your retirement with greater financial freedom.
A reverse mortgage is a type of loan based on the equity in your home. Unlike a traditional mortgage, you don’t make monthly payments. The loan is repaid only when you sell the property, move out, or upon the homeowner’s passing.
You can access your funds in several ways:
A reverse mortgage is an excellent option for homeowners who want access to cash without selling their home:
Our reverse mortgage experts compare market options and negotiate the best terms. We assess your property’s value, your financial goals, and liquidity needs to recommend the optimal solution. With our expertise, you benefit from competitive interest rates and full support in selecting the right product.