RRSP, TFSA, FHSA and other plans

Flexible savings solutions to prepare for your retirement

Preparing for the future requires a smart savings strategy. With an RRSP, TFSA, and FHSA, you benefit from registered savings plans that help reduce your taxes, invest in your projects, and build lasting financial security.

Understanding savings plans

  • RRSP (Registered Retirement Savings Plan): an essential tool for retirement planning, the RRSP allows you to reduce your taxes through deductible contributions and grow your investments tax-deferred.
  • TFSA (Tax-Free Savings Account): a flexible way to accumulate savings that can be withdrawn at any time, tax-free. Ideal for both short- and long-term investments.
  • FHSA (First Home Savings Account): designed for first-time buyers, this account combines the advantages of both the RRSP and TFSA, letting you contribute, reduce your taxes, and save efficiently for a home purchase.
  • Other registered plans: depending on your goals, additional solutions such as group plans or investment funds can complement your strategy.

Plans tailored to your savings goals

Every project deserves a personalized strategy. Our financial planning advisors guide you to maximize tax advantages and build a solid strategy.

 
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We help you to:

  • Determine the best use of your RRSP for retirement
  • Use the TFSA for flexible, tax-free savings
  • Take advantage of the FHSA to save quickly for a first home purchase
  • Optimize your contributions and avoid exceeding limits
  • Integrate your investments into a global savings and retirement strategy

Why invest in an RRSP, TFSA, or FHSA?

Tax Advantages

Reduce your taxes and maximize your returns.

Flexibility

Withdraw your money freely depending on the plan.

Retirement Planning

Build a more secure retirement with a planned savings strategy.

The benefits of these plans

  • Reduce your taxes with RRSP contributions
  • Grow tax-free savings with a TFSA
  • Benefit from the unique advantages of the FHSA for a first property
  • Prepare for retirement with a complete investment strategy
  • Diversify funds and investments for more stability
  • Rely on expert guidance from a financial advisor for your decisions
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