{"id":1902,"date":"2025-08-28T16:53:21","date_gmt":"2025-08-28T16:53:21","guid":{"rendered":"https:\/\/alpfinance.ca\/?page_id=1902"},"modified":"2025-09-16T12:57:30","modified_gmt":"2025-09-16T12:57:30","slug":"rrif-lif-lira-annuities","status":"publish","type":"page","link":"https:\/\/alpfinance.ca\/en\/rrif-lif-lira-annuities\/","title":{"rendered":"RRIF, LIF, LIRA and Annuities"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1902\" class=\"elementor elementor-1902 elementor-290\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c90249 page-header e-flex e-con-boxed e-con e-parent\" data-id=\"3c90249\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a6a16fb e-con-full e-flex e-con e-child\" data-id=\"a6a16fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a70a6e7 e-con-full e-flex e-con e-child\" data-id=\"a70a6e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b176336 elementor-widget elementor-widget-heading\" data-id=\"b176336\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">RRIF, LIF, LIRA and Annuities<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df6c38c page-first-block e-flex e-con-boxed e-con e-parent\" data-id=\"df6c38c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c6c3122 e-con-full e-flex e-con e-child\" data-id=\"c6c3122\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f8b906 elementor-widget elementor-widget-text-editor\" data-id=\"2f8b906\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center; margin-bottom: 0;\">Turn your savings into retirement income<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15b4c3f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"15b4c3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>After years of saving in an RRSP, the time comes to convert that capital into retirement income. RRIFs, LIFs, and annuities are solutions that allow you to maintain financial security and fully enjoy your retirement projects.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17d0f65 e-con-full e-flex e-con e-child\" data-id=\"17d0f65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-766102e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"766102e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f539b72 elementor-widget elementor-widget-image\" data-id=\"f539b72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_01-scaled-1-1024x683.jpg\" class=\"attachment-large size-large wp-image-1907\" alt=\"\" srcset=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_01-scaled-1-1024x683.jpg 1024w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_01-scaled-1-300x200.jpg 300w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_01-scaled-1-768x512.jpg 768w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_01-scaled-1-1536x1024.jpg 1536w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_01-scaled-1-2048x1366.jpg 2048w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_01-scaled-1-450x300.jpg 450w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d39139 e-con-full alp-title-spacing e-flex e-con e-child\" data-id=\"4d39139\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4732e7f elementor-widget elementor-widget-text-editor\" data-id=\"4732e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default elementor-inline-editing pen\" style=\"font-weight: 400;\" contenteditable=\"true\" data-elementor-setting-key=\"title\" data-pen-placeholder=\"\u00c9crivez ici...\">Understanding RRIFs, LIFs and Annuities<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56ee08b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"56ee08b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>RRIF (Registered Retirement Income Fund):<\/b><span style=\"font-weight: 400;\"> This registered fund allows you to convert your RRSP into regular income. It offers flexibility and control but requires a minimum withdrawal each year.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>LIF (Life Income Fund):<\/b><span style=\"font-weight: 400;\"> Created from locked-in amounts (such as a former LIRA or pension plan), the LIF sets minimum and maximum annual withdrawals to help extend your retirement income.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Annuities:<\/b><span style=\"font-weight: 400;\"> A life annuity provides guaranteed income, either for life or for a set period. This option is ideal for those seeking stability and predictability in their retirement payments.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>LIRA (Locked-In Retirement Account):<\/b><span> A registered account in Canada designed to hold the money accumulated in an employer\u2019s pension plan when you leave the company. These funds are \u201clocked in,\u201d meaning you generally cannot access them until a certain age, in accordance with provincial and federal rules. Its purpose is to secure long-term retirement income.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-836f2f2 e-con-full e-flex e-con e-child\" data-id=\"836f2f2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a8b146f e-con-full e-flex e-con e-child\" data-id=\"a8b146f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8411515 alp-title elementor-widget elementor-widget-text-editor\" data-id=\"8411515\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"margin-bottom: 35px;\">Solutions tailored to your retirement<\/h2><p>Every retiree\u2019s situation is unique. Some prefer the flexibility of a RRIF, others value the discipline of a LIF, and many choose the security of a life annuity.<\/p><div>\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2de7b80 elementor-widget elementor-widget-button\" data-id=\"2de7b80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to an advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1078757 e-con-full mbzero   e-flex e-con e-child\" data-id=\"1078757\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7f17c28 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"7f17c28\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5998766 elementor-widget elementor-widget-heading\" data-id=\"5998766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"> Our retirement planning advisors help you to:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33fce02 elementor-widget elementor-widget-text-editor\" data-id=\"33fce02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Transfer your RRSP to a RRIF or LIF<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the optimal mix of flexibility and stability<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maximize your income while considering tax rules<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure sufficient withdrawals to maintain your lifestyle over the long term<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Integrate annuities and funds into an overall financial strategy<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30c050b e-con-full alp-title e-flex e-con e-child\" data-id=\"30c050b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19d5cc3 elementor-widget elementor-widget-text-editor\" data-id=\"19d5cc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"text-align: center;\">Why choose a RRIF, LIF, or Annuity?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-136d3c7 e-con-full e-flex e-con e-child\" data-id=\"136d3c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d11bddb e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"d11bddb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8260948 elementor-widget elementor-widget-image\" data-id=\"8260948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/souple-colored.svg\" class=\"attachment-large size-large wp-image-1725\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7735644 elementor-widget elementor-widget-text-editor\" data-id=\"7735644\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Flexibility<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9b2837 elementor-widget elementor-widget-text-editor\" data-id=\"a9b2837\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Adjust your withdrawals according to your needs and projects.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50c9a16 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"50c9a16\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6659993 elementor-widget elementor-widget-image\" data-id=\"6659993\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/revenus-colored.svg\" class=\"attachment-large size-large wp-image-1733\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e050e3 elementor-widget elementor-widget-text-editor\" data-id=\"2e050e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Guaranteed Income<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35eb72f elementor-widget elementor-widget-text-editor\" data-id=\"35eb72f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Enjoy stable and secure lifetime income.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db8b7f8 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"db8b7f8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-371485b elementor-widget elementor-widget-image\" data-id=\"371485b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/planification-colored.svg\" class=\"attachment-large size-large wp-image-1735\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-341131b elementor-widget elementor-widget-text-editor\" data-id=\"341131b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sustainable Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c17b2b elementor-widget elementor-widget-text-editor\" data-id=\"5c17b2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Structure your funds for a balanced retirement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db2c3d6 e-con-full e-flex e-con e-child\" data-id=\"db2c3d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a4eb1a4 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"a4eb1a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2ba9d3 elementor-widget elementor-widget-image\" data-id=\"e2ba9d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_02-1-1024x684.jpg\" class=\"attachment-large size-large wp-image-1909\" alt=\"\" srcset=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_02-1-1024x684.jpg 1024w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_02-1-300x200.jpg 300w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_02-1-768x513.jpg 768w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_02-1-1536x1025.jpg 1536w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_02-1-449x300.jpg 449w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/ferr_frv_rentes_02-1.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f509bf6 e-con-full alp-title-spacing e-flex e-con e-child\" data-id=\"f509bf6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4330aea elementor-widget elementor-widget-text-editor\" data-id=\"4330aea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default elementor-inline-editing pen\" style=\"font-weight: 400;\" contenteditable=\"true\" data-elementor-setting-key=\"title\" data-pen-placeholder=\"\u00c9crivez ici...\">The advantages of RRIFs, LIFs and Annuities<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b8e33f elementor-widget__width-initial mbzero elementor-widget elementor-widget-text-editor\" data-id=\"4b8e33f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Turn your savings into regular retirement income<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Withdraw at your own pace with a RRIF<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Manage your withdrawals with a LIF, from locked-in funds<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Secure guaranteed payments with a life annuity<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optimize withdrawals to reduce the impact of taxes<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Maintain stability and financial security throughout retirement<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54a1e6b elementor-widget elementor-widget-button\" data-id=\"54a1e6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a meeting<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Turn your savings into retirement income After years of saving in an RRSP, the time comes to convert that capital into retirement income. RRIFs, LIFs, and annuities are solutions that allow you to maintain financial security and fully enjoy your retirement projects. Understanding RRIFs, LIFs and Annuities RRIF (Registered Retirement Income Fund): This registered fund [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1902","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/pages\/1902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/comments?post=1902"}],"version-history":[{"count":13,"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/pages\/1902\/revisions"}],"predecessor-version":[{"id":2560,"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/pages\/1902\/revisions\/2560"}],"wp:attachment":[{"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/media?parent=1902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}