{"id":2062,"date":"2025-08-28T17:20:24","date_gmt":"2025-08-28T17:20:24","guid":{"rendered":"https:\/\/alpfinance.ca\/?page_id=2062"},"modified":"2025-09-16T18:08:22","modified_gmt":"2025-09-16T18:08:22","slug":"construction-mortgages","status":"publish","type":"page","link":"https:\/\/alpfinance.ca\/en\/construction-mortgages\/","title":{"rendered":"Construction Mortgages"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2062\" class=\"elementor elementor-2062 elementor-302\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8b1695 page-header e-flex e-con-boxed e-con e-parent\" data-id=\"d8b1695\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-daf6e30 e-con-full e-flex e-con e-child\" data-id=\"daf6e30\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d2baf9a e-con-full e-flex e-con e-child\" data-id=\"d2baf9a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a9ef8e elementor-widget elementor-widget-heading\" data-id=\"7a9ef8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Construction Mortgages<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b8407c0 page-first-block e-flex e-con-boxed e-con e-parent\" data-id=\"b8407c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3a78f88 e-con-full e-flex e-con e-child\" data-id=\"3a78f88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29b59f5 elementor-widget elementor-widget-text-editor\" data-id=\"29b59f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center; margin-bottom: 0;\">Finance your dream home step by step<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-429c7ca elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"429c7ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Completing a construction project requires tailored financing. Unlike a traditional loan, construction mortgages allow you to fund your new home progressively, with funds disbursed at each stage of the build.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ffc0dc e-con-full e-flex e-con e-child\" data-id=\"8ffc0dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6480215 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"6480215\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;bounceInLeft&quot;,&quot;animation_mobile&quot;:&quot;bounceIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45ab7f5 elementor-widget elementor-widget-image\" data-id=\"45ab7f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_01-1-1024x682.jpg\" class=\"attachment-large size-large wp-image-2065\" alt=\"\" srcset=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_01-1-1024x682.jpg 1024w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_01-1-300x200.jpg 300w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_01-1-768x512.jpg 768w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_01-1-1536x1024.jpg 1536w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_01-1-450x300.jpg 450w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_01-1.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a02d130 e-con-full alp-title-spacing e-flex e-con e-child\" data-id=\"a02d130\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef1baa1 elementor-widget elementor-widget-text-editor\" data-id=\"ef1baa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default elementor-inline-editing pen\" style=\"font-weight: 400;\" contenteditable=\"true\" data-elementor-setting-key=\"title\" data-pen-placeholder=\"\u00c9crivez ici...\">What is a construction mortgage?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6ef2f3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d6ef2f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A construction mortgage is a type of real estate financing specifically designed to fund the construction of a house or building.<\/span><\/p><p><b>Key features:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Funds are released in stages, according to the progress of construction<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You pay interest only on the amounts used during the construction period<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The loan can be converted into a traditional mortgage once the house is completed<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A mortgage broker helps you secure the best terms based on your credit profile<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc6c932 elementor-widget elementor-widget-button\" data-id=\"fc6c932\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to an advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-835ec37 e-con-full e-flex e-con e-child\" data-id=\"835ec37\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6bf95a7 e-con-full e-flex e-con e-child\" data-id=\"6bf95a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d993d06 alp-title elementor-widget elementor-widget-text-editor\" data-id=\"d993d06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"margin-bottom: 35px;\">Why choose a construction mortgage or dedicated construction loan?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7442cf8 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7442cf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Opting for a construction mortgage allows you to:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complete your construction project with peace of mind<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adjust your payments according to the progress of the work<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Benefit from competitive interest rates during the financing period<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Access flexible mortgage solutions according to your budget<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explore different mortgage options based on your needs<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70dd77b e-con-full mbzero   e-flex elementor-invisible e-con e-child\" data-id=\"70dd77b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e1b26fc e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"e1b26fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65d9c9e elementor-widget elementor-widget-heading\" data-id=\"65d9c9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Advantages of a construction loan and legal mortgages\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7f0126 elementor-widget elementor-widget-text-editor\" data-id=\"b7f0126\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flexibility: <\/b><span style=\"font-weight: 400;\">financing released according to construction stages<\/span><b><br \/><\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Control: <\/b><span style=\"font-weight: 400;\">maintain oversight of your expenses and fund disbursements<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Accessibility: <\/b><span style=\"font-weight: 400;\">suitable for new home projects and residential buildings<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Easy conversion: <\/b><span style=\"font-weight: 400;\">convert the construction loan into a traditional mortgage<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Security: <\/b><span>protection through legal mortgage provisions or notices of mortgage<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ff22b25 e-con-full e-flex e-con e-child\" data-id=\"ff22b25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6f3ebe4 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"6f3ebe4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1406290 elementor-widget elementor-widget-image\" data-id=\"1406290\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_02-1-1024x684.jpg\" class=\"attachment-large size-large wp-image-2067\" alt=\"\" srcset=\"https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_02-1-1024x684.jpg 1024w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_02-1-300x200.jpg 300w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_02-1-768x513.jpg 768w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_02-1-1536x1025.jpg 1536w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_02-1-449x300.jpg 449w, https:\/\/alpfinance.ca\/wp-content\/uploads\/2025\/09\/hypotheque_construction_02-1.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c5dc8f7 e-con-full alp-title-spacing animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"c5dc8f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_mobile&quot;:&quot;zoomIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1adf7d9 elementor-widget elementor-widget-text-editor\" data-id=\"1adf7d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default elementor-inline-editing pen\" style=\"font-weight: 400;\" contenteditable=\"true\" data-elementor-setting-key=\"title\" data-pen-placeholder=\"\u00c9crivez ici...\">Why work with us for your construction mortgage?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-693d7f6 elementor-widget__width-initial mbzero elementor-widget elementor-widget-text-editor\" data-id=\"693d7f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our construction mortgage experts guide you through every step of your project. We collaborate with multiple lenders to offer the best construction financing options so your dream home becomes a reality.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb5c0b8 elementor-widget elementor-widget-button\" data-id=\"fb5c0b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Speak to a construction mortgage advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Finance your dream home step by step Completing a construction project requires tailored financing. Unlike a traditional loan, construction mortgages allow you to fund your new home progressively, with funds disbursed at each stage of the build. What is a construction mortgage? A construction mortgage is a type of real estate financing specifically designed to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2062","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/pages\/2062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/comments?post=2062"}],"version-history":[{"count":10,"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/pages\/2062\/revisions"}],"predecessor-version":[{"id":2659,"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/pages\/2062\/revisions\/2659"}],"wp:attachment":[{"href":"https:\/\/alpfinance.ca\/en\/wp-json\/wp\/v2\/media?parent=2062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}